Please read this privacy statement carefully.

Recognition of Our Customers Expectation of Privacy

Crookston National Bank respects your right to privacy and takes every precaution to provide you with the same level of privacy within our virtual branch that you can receive through more traditional bank delivery channels.

Use Collection and Retention of Customer Information

Crookston National Bank uses standard software to collect non-identifying information about our online visitors, such as date and time or site was accessed, IP address, City, State, and Country. All personal information collected and stored by the bank is used for a specific business purpose: to protect and administer your personal accounts and transactions, to comply with state and federal banking regulations, and to help improve or design our products and services.

Maintenance of Accurate Information

We have procedures in place to assure that customer's financial information is accurate, current, and complete in accordance with reasonable commercial standards. Customers should notify us immediately if they receive information regarding their relationship with us that they believe to be inaccurate. Changes will be made in a timely manner, after verification as required.

Employee Access to Customer Information

Each Crookston National Bank employee has responsibility for maintaining the confidentiality of client information. We have policies and security procedures to limit employee access to personal client information to those employees with a business reason to know such information.

Protection of Information via Established Security Procedures

Crookston National Bank maintains appropriate security standards and procedures regarding unauthorized access to customer information.

Restrictions on the Disclosure of Account Information

Crookston National Bank does not reveal specific information about our customer accounts or other personally identifiable data to unaffiliated third parties for their independent use, except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence, unless 1) the information is provided to help complete a customer initiated transaction, 2) the customer requests it, 3) the disclosure is required by/or allowed by law (i.e. subpoena, investigation of fraudulent activity, etc.) or 4) the customer has been informed about the possibility of such disclosure for marketing or similar purposes through a prior communication and is given the opportunity to decline (i.e. "Opt out").

Maintaining Customer Privacy in Business Relationships with Third Parties

If personably identifiable customers information is provided to a third party that third party must agree to adhere to privacy principles that provide for keeping our customer's information confidential.

Disclosure of Privacy Principles to Customers

Crookston National Bank is committed to ensuring the privacy of its customers personal information. Customers that are concerned about financial privacy and want to know about this important issue may contact their Crookston National Bank representatives.

Crookston National Bank reserves the right to make changes to this policy and to related procedures at anytime.