Please read this privacy statement carefully, this is a notice of your privacy rights.

Protecting your privacy

Crookston National Bank respects your right to privacy and takes every precaution to provide you with the highest level of privacy within our virtual branch and our more traditional bank delivery channels.

Collection of your information

In order for Crookston National Bank to conduct business with you and help understand your financial needs, we collect the following types of information:

• Non-identifying information about our online visitors, such as date and time of when the site was accessed, IP address, City, State, and County.
• Nonpublic information we receive from you on applications or other forms.
• Nonpublic information about your transactions with us, our affiliates, or others.
• Nonpublic information we receive from a consumer reporting agency.

Employee access to your information

Each Crookston National Bank employee has responsibility for maintaining the confidentiality of client information. We have policies and security procedures to limit employee access to personal client information to those employees with a business reason to know such information.

Protection of your information

All personal information collected and stored by the bank is used for a specific business purpose: to protect and administer your personal accounts and transactions, to comply with state and federal banking regulations, and to help improve or design our products and services. The information that Crookston National Bank collects and records is protected by physical, electronic, and procedural measures that comply with federal and state regulations.

Restrictions on the disclosure of account information

Crookston National Bank does not reveal specific information about our customer accounts or other personally identifiable data to unaffiliated third parties for their independent use, except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence. If this information is provided to a third party that third party must agree and adhere to privacy principles that provide for keeping our customer’s information confidential. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. The Fair Credit Reporting Act governs information sharing with affiliates. In some cases you will have the right to opt out of the information sharing. If you have the right to opt out, we will provide you an opt out notice describing your right to opt out.

Disclosure of Privacy Principles to you

Crookston National Bank is committed to ensuring the privacy of its customer's personal information. Customers that are concerned about financial privacy and want to know about this important issue may contact their Crookston National Bank representatives.

Crookston National Bank reserves the right to make changes to this policy and to related procedures at anytime.