Business Checking Accounts.

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Community Organization Checking

• Designed for community groups and non-profit organizations like sports teams, committees, etc.
• No Monthly maintenance requirement
• No Monthly Fee
• Per check charge- 50 free monthly, $.20 each thereafter
• Deposit slip charge- No charge

Business Checking

• No minimum balance
• Available to all businesses, sole proprietorships, nonprofit organizations, corporations, partnerships, and government units

• Monthly Maintenance Charge…………………$5.00
• Per check charge………………………………$.12

• Per deposit slip……………………………...…..N/C

• Per item charge
     On us…………………………………$.05
     Local…………….……………………$.05
     Transit………………………………..$.10

Earnings credit will not exceed the service charge, calculated on average available balance less 10% reserve requirements. Earnings credit based on average 90 day T Bill from previous month.

All business accounts with a negative average balance will be charged interest in addition to the above activity charge. The interest rate charged is average 90 day treasury bill from previous month + 5%.

Business Plus Checking

• Available to sole proprietorships, non-profit organizations, and government units

• Per check charge………………………………$.12

• Per deposit slip………………………………..N/C

• Per item charge
     On us…………………………………$.05
     Local…………….……………………$.05
     Transit………………………………..$.10

No interest will be paid if monthly average balance falls below $1,000.

Interest computed on average available balance and credited monthly.

Interest rate is subject to change daily.

All business accounts with a negative average balance will be charged interest in addition to the above activity charge. The interest rate charged is average 90 day Treasury bill from previous month + 5%.